Call us today:
 408-258-5800 office
 408-258-5858 fax


We are currently negotiating modifications with the following lending institutions and loan servicing companies:

· American Home Servicing - ASC
· Aurora
· Bank of America
· Central Mortgage Company
· Chase
· Citi Mortgage
· City Residential
· Countrywide
· Downey Savings
· EMC
· First Franklin
· GMAC
· Homecomings
· HomeEQ
· HSBC
· Indymac
· ING Direct
· Litton
· National City
· Ocwen
· PHH Mortgage Services
· Popular Mortgage
· Sovereign Bank
· SPS
· Wachovia
· WAMU
· Wells Fargo
· Wilshire

What we do

res·o·lu·tion - noun

  • The act of resolving or determining upon an action or course of action, method, procedure, etc.
  • A solution, accommodation, or settling of a problem, controversy, etc.


In this current housing crisis, we are experiencing a real estate and mortgage downturn that has not been seen since maybe the days of the great depression. In dealing with the issues that we are dealing with today you can only be one of two things, part of the problem or part of the solution.

Whether we are negotiating a loan modification, a short sale, conducting one of our educational workshops or speaking to thousands via our daily radio program, Home ReSOLUTION and Credit Services, Inc. is all about solutions. Solutions for homeowners, solutions for lending institutions, solutions for real estate practitioners and solutions for communities.

HRCS has chosen to be part of the SOLUTION by guiding and educating consumers through these tough and trying times. As a loss mitigation company we stand between lenders and consumers and put them together to resolve a current crisis or take the steps necessary to avoid a future crisis.

Through our educational programs, workshops and counseling services we guide and assist homeowners or potential homeowners in the following:
  • Foreclosure Prevention
  • Foreclosure Assistance (when it is too late)
  • Credit Education
  • Short Sale Procedures and Processing
  • Modification Counseling
  • Home Buyer Resources
While we do charge a fee for processing and negotiating a loan modification, all of our workshops and counseling services are free to consumers and real estate practitioners.

It is estimated that approximately 50% of families who lose their home to foreclosure never reached out for help. If you or anyone you know is in need of some assistance or may be in need of some assistance in the future, please contact us as soon as possible before a potential problem becomes an actual problem.

To view our current workshop schedule please click here.

To contact a licensed HRCS Counselor please click here.




©2008 Home ReSOLUTION & Credit Services, Inc. All rights reserved.
Real Estate Broker - CA. Dept. of Real Estate License # 01850705


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