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 408-258-5800 office
 408-258-5858 fax


We are currently negotiating modifications with the following lending institutions and loan servicing companies:

· American Home Servicing - ASC
· Aurora
· Bank of America
· Central Mortgage Company
· Chase
· Citi Mortgage
· City Residential
· Countrywide
· Downey Savings
· EMC
· First Franklin
· GMAC
· Homecomings
· HomeEQ
· HSBC
· Indymac
· ING Direct
· Litton
· National City
· Ocwen
· PHH Mortgage Services
· Popular Mortgage
· Sovereign Bank
· SPS
· Wachovia
· WAMU
· Wells Fargo
· Wilshire

HRCS in the News

1/21/2009 - San Jose Mercury News

2008: Silicon Valley’s worst year for home sales in decades

"There is a lot of uncertainty right now in the marketplace," said Robert Aldana of HRCS in East San Jose, a real estate sales and mortgage modification firm. "Lenders are still tough, if not getting tougher. Unemployment figures have risen. I think that the next six months will say a lot as to what will happen in the next two or more years..."
Read the entire article


11/22/2008 - San Jose Mercury News

Facing foreclosure? Beware when looking for help

"Herbert Orellana, 42, who runs a house-cleaning service, said he first turned to a San Jose law firm for help after his bank denied him a loan modification. But he said the law firm asked him to pay $10,000 with a $4,000 deposit, far beyond his means. He went to (Robert) Aldana's company (HRCS), which got Washington Mutual to reduce his interest to 1 percent and defer almost half the principal for five years..."
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11/21/2008 - Inman News

Agents, brokers get active in loan mods

"When HRCS's team of negotiators talks to lenders, he (HRCS President, Robert Aldana) said, "we know where we are going and what we want to get for clients." .... "We are getting amazing results -- 2 percent fixed-rate loans, lenders forgiving debt for five years..."
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12/14/2007 - ForeclosureRadar.com

Housing slump hits home in East San Jose

"People don't want to lose their homes," added Robert Aldana, a real estate agent who has a Spanish-language radio show on real estate. "They are saying, 'Help us,' but lenders are not helping..."
Read the entire article






©2008 Home ReSOLUTION & Credit Services, Inc. All rights reserved.
Real Estate Broker - CA. Dept. of Real Estate License # 01850705


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