Call us today:
 408-258-5800 office
 408-258-5858 fax


We are currently negotiating modifications with the following lending institutions and loan servicing companies:

· American Home Servicing - ASC
· Aurora
· Bank of America
· Central Mortgage Company
· Chase
· Citi Mortgage
· City Residential
· Countrywide
· Downey Savings
· EMC
· First Franklin
· GMAC
· Homecomings
· HomeEQ
· HSBC
· Indymac
· ING Direct
· Litton
· National City
· Ocwen
· PHH Mortgage Services
· Popular Mortgage
· Sovereign Bank
· SPS
· Wachovia
· WAMU
· Wells Fargo
· Wilshire

Apply Online

Home ReSOLUTION & Credit Services, Inc. specializes in real estate solutions by assisting homeowners and affiliates with loan modifications and short sales for home owners who can no longer afford their monthly mortgage payment and need some type of assistance with their situation in either lowering their payments or helping them sell their homes even if they owe more than what it is worth.

When it comes to short sales very few know them better then us. In fact, our President and CEO, Robert Aldana, is considered one of the premier authorities on short sales who is constantly quoted in local and National media publications and speaks often on the topic to real estate associations and organizations. He has earned this title not only by speaking about short sales, but actually conducting many short sale transactions since the early 90's.

A short sale is similar to a loan modification in that we are negotiating and modifying the original loan. We know how both of them work and we have the contacts that are needed to get your loan modification or short sale approved.

Our office is located in San Jose, California, and walk-ins are not only welcomed, but encouraged.

Fill out the forum below and let us put our combined 50+ years of negotiating and industry experience to work for you. Once you submit your information we will contact you to set up a meeting and start walking you through the process.

Information Needed:

All fields must be filled in

    Borrower First Name:


    Borrower Last Name:


    Property Address:


    City:


    State:


    Zip Code:


    County:


    Home Phone:


    Cell Phone:


    Email Address:


    Best Time to Reach You:


    Service needed:


    If mortgage is past due, how many days?


    Has your lender initiated foreclosure?


    Primary reason for delinquency:


    Name of first lender:


    Loan Balance of first lender :


    Name of second lender:


    Loan balance of second lender:


    Questions/Message:





Other information you will need to be prepared to bring to our office:
  • Copies of 2 recent paystubs for all borrowers on the loan
  • Copies of 2 months complete bank statements
  • Copies of current mortgage statements
  • Copies of current mortgage statements for other properties owned
  • Hardship letter
  • Copy of tax returns for 2006 and 2007

We will not share your information with any third party agencies without your direct permission.

Home ReSOLUTION & Credit Services, Inc.
2110 Story Road, Suite 201
San Jose, CA. 95122
408-258-5800
Map/Driving Directions




©2008 Home ReSOLUTION & Credit Services, Inc. All rights reserved.
Real Estate Broker - CA. Dept. of Real Estate License # 01850705


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